Manufactured Housing Dealers Insurance

If you sell manufactured, modular, or mobile homes, you have a lot on the line in terms of investment. You don’t want to see one devastating incident outside your control, like a fire or lawsuit, put your company out of business. Manufactured home dealers have many risks that increase their financial vulnerability. Your risk begins with advertising, moves to your sales lot, extends to your building site, and lasts through the completion of your set or constructed home. You can reduce that hazard with manufactured housing dealer’s insurance.

Without the right insurance protection, you could see your hard work and capital investment disappear in an instant. Manufactured housing dealer’s insurance protects your assets and the future of your company.

What Manufactured Housing Dealer’s Insurance Covers

You have broad coverage and many options with our manufactured housing dealer’s insurance. Policies typically include coverage of your inventory, similar to the way automotive dealerships are protected, plus liability insurance. This coverage should extend from your sales lot through transit and completion and ongoing product liability at your customer’s premises.

Covering your home inventory is essential in the event of hail, wind storm, fire, lightning, explosion, or another catastrophe that damages or destroys your product. It should protect you in case of theft, vandalism, and damage in transport.

Why is liability insurance also important? If someone slips and falls on your business premises or a customer takes legal action for faulty workmanship, for example, and takes legal action for damages, litigation cost, or a court judgment could force you to close your doors permanently — unless you have the protection you need.

Other types of insurance you may also wish to purchase, depending on your business model, include:

Specialized liability for employment practices (discrimination, harassment, wrongful termination, etc.)
Business umbrella insurance for increased liability protection
Workers compensation to cover employees injured on the job
Commercial auto insurance for vehicles used in the operation of your business
Hired/non-owned vehicle insurance for vehicles not owned by your company but utilized while conducting business
Dealer’s Errors and Omissions
Loss of income coverage, in case you are not able to operate due to factors outside your control (a power outage, a flood, etc.)

Get Customized Coverage with Our Specialists

Our risk managers are skilled at helping manufactured housing dealer’s put together the right components in an insurance policy to make certain no gaps leave you at risk. We take the time to get to know your unique business, so you get the coverage you need. Our agency works with many insurance companies, so we can tailor coverage to you.

Put your mind at ease and focus on the other areas of your business with the right insurance protection. To learn more about Dealer’s insurance call Wetzel Insurance Agency, Inc. at (800)851-1286 and ask to speak with your Dealer’s expert today, or reach out via our online contact form to let us know how we can help.