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Homeowner Insurance

from Wetzel Insurance Agency

Homeowner Insurance

Safeguard Your Indiana Home in Case the Unexpected Happens

When you work hard and save for a home, it can be devastating if something happens to it. Could you finance major repairs or even complete rebuilding and replacement of your property in the event of a fire or storm?

Fortunately, homeowner insurance can cover you in case the worst occurs. Other than a small deductible, your homeowner insurance reimburses you, so you don’t have to bear the financial burden of trying to do it yourself.

Homeowner Insurance Gives You Many Layers of Protection

What does homeowner insurance cover?

  • The structure of your home, such as if a hailstorm damages your roof
  • Belongings inside the home, like furnishings, appliances, electronics, and personal items
  • Liability, in case a visitor has an accident and is injured on your property
  • Loss of use (aka additional living expenses), if you have to live elsewhere while your home is repaired or reconstructed

You Can Easily Add Extra Coverage for More Peace of Mind

Many of our clients add insurance to their homeowner policies for the extra protection it gives them. Most commonly, this includes:

  • Scheduled coverage for valuables, such as jewelry, musical instruments, art, antiques, firearms, collectibles, furs, or precious metals
  • Earthquake insurance
  • Flood insurance
  • Personal umbrella insurance for additional liability coverage
  • Special coverage for older homes or farms
  • Replacement cost insurance vs. actual cash value
  • Single deductible for a claim involving both home and auto insurance

Let Us Create the Perfect Homeowner Policy for You

Our independent agents are the ideal insurance professionals to tailor a homeowner's policy just to your needs. We aren’t captive to one insurance carrier, so we can give you a wider selection when it comes to both coverage and cost.

Our clients are like friends and family to us, so we are happy to take the time to learn more about your Indiana home in order to ensure you have enough coverage. To discuss your insurance options or to start a policy, call Wetzel Insurance Agency at 574-267-6183 today, or use our easy contact form to get in touch.