Campground Insurance

A campground is full of inherent risks. Many of these vulnerabilities could put you out of business if injuries or property damage resulted:

Campfires, grills, and stoves
Fireworks
Watercraft and swimming
Pet dogs
Liquor consumption
Playgrounds
Shower and bath facilities
Large vehicles

Campground insurance was designed to protect campground business owners in case of accidents and other unexpected incidents.

What Does Campground Insurance Cover?

Campground insurance policies are usually customized to the individual location since every campground is a little different. Your campground no doubt has unique risks based on its location, amenities, and the type of customers you serve.

Our Indiana campground clients usually look for a combination of these types of coverage:

Property insurance for structures like office buildings, showers, pavilions, boathouses, etc. in case of storms, fire, vandalism, and theft
General business liability in case of slip-and-fall injuries or a staff member accidentally damaging a guest’s property
Specific liability for liquor, fireworks, special events, etc.
Commercial umbrella coverage for increased liability protection
Commercial auto for any vehicles owned by the campground and used for work
Watercraft insurance, if relevant
Workers' compensation for employees injured on the job
Trailer spotting insurance
Equipment breakdown protection
Cybercrime coverage for data breaches and ID theft
Loss of income insurance for emergency closures

We Can Tailor Campground Insurance to Your Needs

We want to make sure your Indiana campground is fully covered so you’re not at risk of financial or legal complications. Our independent agents will take the time to learn all about your business so you get the insurance you need, tailored to your requirements.

As independent agents, we have a much broader array of insurance products available because we aren’t tied to one carrier. This lets us personalize your policy and work with your budget too.

To ask your questions about campground insurance, call Wetzel Insurance Agency at 574-267-6183 today. Or, start a policy any time online.