In most states, if your home is paid for, you aren't required to have homeowners insurance. However, it is usually much more expensive to not have insurance, and here are 3 reasons why: Future Insurability Many...

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Have you ever hired a subcontractor to do some kind of work or service for your company? If you have, then you probably know that transferring risk is vital to protecting your business. When you hire a subcontractor to...

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Nowadays it is a legal requirement in almost every state to carry some sort of proof of car insurance when you own or operate a vehicle. While the laws of how much coverage you need vary from state-to-state, you will...

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Saving money is usually a good thing, and most of us try to save money at every possible turn. A big problem with this when it comes to insurance is that people try to save by reducing their coverage or dropping...

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Every state varies in the requirements they have for drivers. However, one thing that isn't different is that there are penalties that come when you are driving without insurance. These penalties can have steep and...

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