Wetzel Insurance Agency Blog

All You Ever Wanted to Know About Insurance

What is Covered in the Event of a Fire?

Typically your homeowner insurance policy will cover your home and your belongings against fire damage. Most policies include coverage to help pay for replacing your home and the contents. This is incredibly important...

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The Most Common Homeowners Insurance Claims

Weather related incidents account for over 50% of all homeowners insurance claims filed in the United States. This includes pipes freezing and bursting, roof leaks, ice damage, wind damage, hail, etc. Thankfully here...

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Prevent Fires on Thanksgiving

Halloween is over, and that means Thanksgiving is the next holiday on our radar. This time of year is always special, thanks to spending time with family and lots of wonderful food. Although Thanksgiving is still nearly...

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How to Insure your Garage

A large portion of the American population doesn't actually park their cars in the garage. They use their garages for storage. This isn't necessarily a bad thing, but it does mean that you could be missing some coverage...

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3 Reasons Why You Need Homeowners Insurance

In most states, if your home is paid for, you aren't required to have homeowners insurance. However, it is usually much more expensive to not have insurance, and here are 3 reasons why: Future Insurability Many...

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RV Insurance Premiums

Winter is a popular time of year to go to Florida. Many people take an RV down to stay at one of the many campgrounds. Whether this is your first RV or you've owned one for many years, there are some aspects of an RV...

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Preparing Your Home For Fall and Winter

Fall is here, which is the favorite season for many people, but after fall comes winter. There are many actions you can take to prepare for colder weather, and prevent some common claims that sometimes hurt your premium....

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Insurance for College Students

It's back to school season! Do you have teens starting college for the first time? This is a new stage in life for you college student. While it may be fun for them, it can be stressful for you as a parent. To reduce...

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10 Common Myths About Home Insurance

Many people have a good understanding of homeowners insurance, but here are 10 common myths about home insurance that are easy to fall for. Myth #1 Flood Damage is Covered Under your Home Insurance Policy This is a very...

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4 Things to Consider Before Purchasing Homeowner's Insurance

Purchasing homeowner’s insurance is a big part of buying a home and are many things to consider when you’re ready to purchase it. Here are four of the most important things to consider when purchasing homeowner’s...

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Hail Damage Insurance Coverage

During Memorial Day weekend, Missouri experienced a hail storm that included baseball and grapefruit-sized hail! Thankfully no one was injured, but hail of this size (or just about any size) can cause large amounts of...

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Why Should I Have Renters Insurance?

Renters insurance... who needs it? You only need insurance for something you own, right? If you are not the owner of the home, why would you need renters insurance? Here is quick sneak peak for why you should have...

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Do You Need Flood Insurance?

With all of the horrible flooding in some areas of the Midwest, we thought it would be a good time to talk about flood damage. Put simply, your homeowner’s insurance policy does not cover flood damage. You must have a...

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Homeowners Insurance: To Have or To Have Not?

Homeowners insurance is not required by law on every home, but most mortgage companies and banks will require you to have homeowners insurance. They want to protect the investment they made in your home, and if it...

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Boaters Insurance

Warm weather is upon us. With summer just around the corner, people are starting to get their boats ready for the season. There are 75 lakes in Kosciusko County alone and many more in the surrounding areas. Boating is a...

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Insurance Tips for Getting Married

When you are about to get married, there are a lot of things to consider. While you might be thinking about things like flower arrangements, wedding receptions, and vows, you might not be considering the important...

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Don't Fall in Love too Fast

Don't fall in love too fast. I know, I know. I probably sound like your mother when you were a teenager and brought home your first boyfriend or girlfriend. However, you need to face the facts. While your boyfriend or...

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Insure Your Future

There are a lot of questions that come along with buying a home. People ask things like "What down payment will I need?" "How much can I afford to pay?" "What neighborhood is best for my family?" After all those...

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Prepare for the Horrors

Halloween brings a lot of good things like pumpkin carving, cute kids in costumes, and haunted houses. However, sometimes the celebration gets a little out of hand and this is something that all homeowners should...

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8 Reasons to Purchase Homeowners Insurance

Buying a home is one of the biggest expenses a person makes. It's important to protect this expense in any possible way that you can. The single most important protection that you can put on your house is to purchase...

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7 Factors that Can Affect your Home Insurance Rates

Security: Having a security system in your home can mean discounts on home insurance as well as giving you added peace of mind. Simply having deadbolt locks on your doors will lower your rates as well. Keep in mind...

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Homeowners Insurance: “Going Bare”

The state of our economy in years past has not been very promising for homeowners. Many people have taken a hard look at their homeowners insurance bill and wondered if they could manage without it. While this is a...

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Homeowner Insurance: Vacancy and Occupancy

There are different reasons why homeowners purchase a home. Sometimes they might want to raise a family; other times they purchase the home planning to rent it out to others or use it as a vacation home. Whatever...

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How to Successfully File a Home Insurance Claim:

When there is damage done to a home through a fire or other disaster, many homeowners do not know what they need to do to file a claim. Here are the five steps to need to take when filing for your home insurance claim:...

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Home Insurance and Fire Extinguishers

Fires occur more often than we would like them to. In 2014, there were 494,000 structure fires, causing 2,860 civilian deaths, 13,425 civilian injuries, and $9.8 billion in property damage. It was estimated that one...

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Homeowner's Insurance- When to file a claim

It happens. A rough storm knocked a tree limb into your home, your house catches on fire, or a burglar breaks into your house stealing some of your valuables. This is why it is good to have a homeowner's insurance...

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Terrifying Termites- Does your Homeowner's Insurance Policy Cover Them?

Insects are not a very popular creature in the animal kingdom. One of the least favorite of these for house owners are termites. These little villains can cause tremendous damage to homes, eating tunnels throughout...

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Flooding through the Cracks of Homeowner's Insurance

Ah spring, the season of love. Unfortunately, that is not the only thing that comes with the spring season. Spring is also one of the most common times to see flooding. Flooding can cause large amounts of damages to...

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Home Maintenance Checklist for Spring

About this time of the year, the snow melts and reveals what the outside of houses look like. The winter months can take a toll on roofs, trees, and driveways or walkways. Make sure your house is structurally sound and...

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When Things go BOOM in the Night - Fireworks Safety

For most of us, the Fourth of July is a time to enjoy the company of family and friends, having fun and creating memories - whether at home or away But for some families, the holiday is a nightmare. Each year, homes in...

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Make Sure Your Holidays Stay Happy … and Safe

You'll no doubt hear the phrase "Happy Holidays!" about a thousand times over the next month. Here at Wetzel Insurance, we'd like to change that a little bit: "Happy - and Safe - Holidays!" While the holidays certainly...

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