Wetzel Insurance Agency Blog

All You Ever Wanted to Know About Insurance

Five Common (and Potentially Costly) Homeowner Mistakes

Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up-whether you have a minor breakdown or a major catastrophe, it’s almost certainly going to require time...

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Protecting Your Home: Understanding Your Home Insurance Policy

As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowners insurance policy, and it protects you in more...

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Do I Need to Tell My Insurance Company If My Dog Bites Someone?

You probably don’t think your dog would ever bite someone, let alone cause a serious injury. But dog bites are more common than you might realize-4.5 million occur every year in the U.S., according to the Centers for...

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Insuring Jewelry: How to Know if Your Coverage is Enough

A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason you treasure a piece of fine jewelry is a reason it should be insured. However, calling...

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4 Disasters that Your Home Insurance Policy Won't Cover.

Most people don’t understand every element of their homeowner’s insurance policy. Insurance can be complex and having a good insurance agent is helpful in understanding your policy. This is why you need an agency that...

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Christmas Light Safety.

Fires are one of the most expensive disasters that can happen to your home. It is something to be avoided at all costs, and you should be especially careful during the holiday season. Christmas lights are magical, but...

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How to Save Money on Homeowners Insurance.

Nearly everyone values saving money, and this sentiment transfers towards insurance savings as well. Yet accomplishing this feat by skimping on coverage and not having enough insurance to cover the cost of replacing...

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Three Ways a Pool May Affect Your Homeowners Insurance

That oh-so-covetable experience of taking a dip in your very own pool? Millions of American households enjoy it, at least when the weather’s nice. With the summer heat ratcheting up, you may be coming down with a...

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Easy to Forget Cleaning Projects

As a busy homeowner, it's easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects...

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Burglary Prevention: Should You Leave the Lights On?

It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...

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Which Home Alarms Do You Need?

Technology has made home alarms of all kinds — from security to smoke, radon to radiation — more accessible than ever. Many of them can be configured to work together, and some even alert you to trouble through your...

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Device Insurance: Cover Your Personal Electronics With the Policy You Already Have

It seems everyone these days has a smartphone. Or a smart TV, a tablet, or an ebook reader. Or all of the above – and more. When you add it all up, you may find you have thousands and thousands of dollars tied up in...

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7 Factors that Can Affect your Home Insurance Rates

Security: Having a security system in your home can mean discounts on home insurance as well as giving you added peace of mind. Simply having deadbolt locks on your doors will lower your rates as well. Keep in mind...

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Homeowners Insurance: “Going Bare”

The state of our economy in years past has not been very promising for homeowners. Many people have taken a hard look at their homeowners insurance bill and wondered if they could manage without it. While this is a...

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What Should Go in Your Home Safe (or Safe-Deposit Box)?

Spring has arrived, which means it’s time to clean the cobwebs out of the corners, organize the closets and so forth. While you’re at it, don’t forget to revisit the important documents and other items you have in your...

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Homeowner Insurance: Defining ‘Named Perils’

Every homeowner insurance policy has different coverage. When choosing one of these policies, be sure to check into what is covered and what is not. The difference between an open perils policy and named perils...

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Homeowner Insurance: Vacancy and Occupancy

There are different reasons why homeowners purchase a home. Sometimes they might want to raise a family; other times they purchase the home planning to rent it out to others or use it as a vacation home. Whatever...

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How to Successfully File a Home Insurance Claim:

When there is damage done to a home through a fire or other disaster, many homeowners do not know what they need to do to file a claim. Here are the five steps to need to take when filing for your home insurance claim:...

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The Type of Fire Extinguisher Every Home Should Have

A fire is a fire, and a fire extinguisher is a fire extinguisher, right? Well, not quite. There are actually different types of fires and different types of extinguishers that respond best to each one. So, which is...

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Personal Property Coverage

Everything in your home that is not nailed down is called "personal property." These things are a part of Personal Property Coverage (Coverage C) on your homeowners, condo, or renters policy. If there were to be a...

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Thrifty Security: Burglar-Proof Your Home for the Holidays

It's not unusual, when you set out on that holiday trip, to look back at the house a little nervously. Sure, you remembered to lock the doors, but just how secure are things? What might happen while you're away?One way...

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Spring Into Home Maintenance Mode in Indiana

Spring is a time for rejuvenation, and, as the weather gets warmer here in Warsaw, Indiana, and the days grow longer, there's a positive energy in the air. Many people decide it's the perfect time for reorganizing and...

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