Wetzel Insurance Agency Blog

All You Ever Wanted to Know About Insurance

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Christmas Light Safety.

Fires are one of the most expensive disasters that can happen to your home. It is something to be avoided at all costs, and you should be especially careful during the holiday season. Christmas lights are magical, but...

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Why Today’s Homes Burn Faster

From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and...

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The Most Common Homeowners Insurance Claims

Weather related incidents account for over 50% of all homeowners insurance claims filed in the United States. This includes pipes freezing and bursting, roof leaks, ice damage, wind damage, hail, etc. Thankfully here...

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Prevent Fires on Thanksgiving

Halloween is over, and that means Thanksgiving is the next holiday on our radar. This time of year is always special, thanks to spending time with family and lots of wonderful food. Although Thanksgiving is still nearly...

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How to Insure your Garage

A large portion of the American population doesn't actually park their cars in the garage. They use their garages for storage. This isn't necessarily a bad thing, but it does mean that you could be missing some coverage...

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Preparing Your Home For Fall and Winter

Fall is here, which is the favorite season for many people, but after fall comes winter. There are many actions you can take to prepare for colder weather, and prevent some common claims that sometimes hurt your premium....

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Heavy Rain? Be on the Lookout for Heavy Damage

Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many...

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Preventative Maintenance: How to Keep the Value of Your Home

Everyone lives very busy lives, so it can be easy to push things off that need to be done. When it comes to your house, many of those things can benefit the value of your home in the long term. Preventive maintenance...

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Want a Safer Home? Consider these Inexpensive Fixes

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

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Why Should I Have Renters Insurance?

Renters insurance... who needs it? You only need insurance for something you own, right? If you are not the owner of the home, why would you need renters insurance? Here is quick sneak peak for why you should have...

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Home Insurance Myths

There are many myths and misconceptions out there about what is and isn't true about home insurance. If you own your own home or are thinking about purchasing one, you need to learn all the facts to make sure that you...

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Avoid Making Insurance Mistakes

Saving money is usually a good thing, and most of us try to save money at every possible turn. A big problem with this when it comes to insurance is that people try to save by reducing their coverage or dropping...

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7 Factors that Can Affect your Home Insurance Rates

Security: Having a security system in your home can mean discounts on home insurance as well as giving you added peace of mind. Simply having deadbolt locks on your doors will lower your rates as well. Keep in mind...

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Homeowners Insurance: “Going Bare”

The state of our economy in years past has not been very promising for homeowners. Many people have taken a hard look at their homeowners insurance bill and wondered if they could manage without it. While this is a...

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5 Reasons to Use an Independent Insurance Agency

There are couple different ways to buy insurance products: directly from the insurance companies themselves and through an independent insurance company that offers products from those companies. While "cutting out the...

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Homeowner Insurance: Defining ‘Named Perils’

Every homeowner insurance policy has different coverage. When choosing one of these policies, be sure to check into what is covered and what is not. The difference between an open perils policy and named perils...

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Homeowner Insurance: Vacancy and Occupancy

There are different reasons why homeowners purchase a home. Sometimes they might want to raise a family; other times they purchase the home planning to rent it out to others or use it as a vacation home. Whatever...

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How to Successfully File a Home Insurance Claim:

When there is damage done to a home through a fire or other disaster, many homeowners do not know what they need to do to file a claim. Here are the five steps to need to take when filing for your home insurance claim:...

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Personal Property Coverage

Everything in your home that is not nailed down is called "personal property." These things are a part of Personal Property Coverage (Coverage C) on your homeowners, condo, or renters policy. If there were to be a...

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Home Insurance and Fire Extinguishers

Fires occur more often than we would like them to. In 2014, there were 494,000 structure fires, causing 2,860 civilian deaths, 13,425 civilian injuries, and $9.8 billion in property damage. It was estimated that one...

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Homeowner's Insurance- When to file a claim

It happens. A rough storm knocked a tree limb into your home, your house catches on fire, or a burglar breaks into your house stealing some of your valuables. This is why it is good to have a homeowner's insurance...

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Terrifying Termites- Does your Homeowner's Insurance Policy Cover Them?

Insects are not a very popular creature in the animal kingdom. One of the least favorite of these for house owners are termites. These little villains can cause tremendous damage to homes, eating tunnels throughout...

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Flooding through the Cracks of Homeowner's Insurance

Ah spring, the season of love. Unfortunately, that is not the only thing that comes with the spring season. Spring is also one of the most common times to see flooding. Flooding can cause large amounts of damages to...

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Home Insurance for Second Houses

A second home is often used for vacationing or getting away from the everyday life. They are used to make us feel relaxed and stress-free. This is why having home insurance on your second or seasonal house is necessary....

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Make Home Safety a Priority While You’re Away for the Holidays

The holidays can be a great time to get out of town to visit family you rarely get to see, hit the slopes or flee to the beach. Regardless of how you spend your time away, you need to ensure your house stays safe while...

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Protect Your Most Cherished Possessions

If you're like most people, there are certain items you own that you can't imagine ever losing - possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or...

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Keep Water from Going Where it Shouldn't

One of the most disheartening experiences is to find flooding or extreme water damage to your treasured home. At Wetzel Insurance, we know you want to protect what's important. That's why we're offering these tips to...

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Home Security Tips

Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it's home improvement...

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Protect Your Family From the "Silent Killer"

Carbon monoxide is an odorless, colorless, invisible gas that results when certain fuels do not burn completely. And it can be deadly. That's why it's important to know how to prevent it, detect it, and protect yourself...

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Make Football Season Fun and Safe

Finally, we're welcoming fall, that eagerly anticipated season when we get to enjoy cooler temps, colorful leaves and, of course, football season in Indiana. Football brings with it a whole host of seasonal activities...

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Flood Insurance - What You Should Know

You've probably heard this horror story before - someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn't cover flood damage. At Wetzel Insurance we want you to be...

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A Home Inventory Will Help You Know What You Own

Why should I have a home inventory? - Your furniture and appliances, clothing, sports or hobby equipment, and electronic goods are all regarded as personal property. Like many people in Indiana, you may own much more...

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