Water damage is one of the worst problems that homeowners can run into. Not only can it be incredibly expensive to repair, depending on the extent of the damage, but it can also create the potential for mold and mildew...

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With all of the horrible flooding in some areas of the Midwest, we thought it would be a good time to talk about flood damage. Put simply, your homeowner’s insurance policy does not cover flood damage. You must have a...

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Saving money is usually a good thing, and most of us try to save money at every possible turn. A big problem with this when it comes to insurance is that people try to save by reducing their coverage or dropping...

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You may not think that you live in a flood zone, but the truth is that you can lives miles away from water and still be at risk for flooding. In fact, nearly 25 percent of flood insurance claims come from moderate-to-...

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Security: Having a security system in your home can mean discounts on home insurance as well as giving you added peace of mind. Simply having deadbolt locks on your doors will lower your rates as well. Keep in mind that...

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Every homeowner insurance policy has different coverage. When choosing one of these policies, be sure to check into what is covered and what is not. The difference between an open perils policy and named perils policy...

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Ah spring, the season of love. Unfortunately, that is not the only thing that comes with the spring season. Spring is also one of the most common times to see flooding. Flooding can cause large amounts of damages to...

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A second home is often used for vacationing or getting away from the everyday life. They are used to make us feel relaxed and stress-free. This is why having home insurance on your second or seasonal house is necessary....

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You've probably heard this horror story before - someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn't cover flood damage. At Wetzel Insurance we want you to be...

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