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Wetzel Insurance Agency Blog

All You Ever Wanted to Know About Insurance

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Preparing Your Teen Driver for Different Road Conditions and Situations

If you have a young driver in your home, you may be fearful about them driving on their own, especially in bad weather or road construction. Here are some tips to share with them to improve safety by adapting their...

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Defensive Driving Techniques to Avoid Accidents and Insurance Claims

If you want to reduce your risk of traffic accidents and the insurance claims that accompany them - which could cause your premium to go up - you need to drive defensively. Here are some driving tips to help you avoid...

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Benefits of Safe Driving Apps

Many insurance carriers today offer smartphone apps that track telematics to monitor driving. Here’s how they work and how these apps may help you lower your auto insurance premium, along with a few other advantages. ...

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The Importance of Uninsured and Underinsured Motorist Coverage

Your auto insurance is one of the most important elements of your personal insurance portfolio. But some people purchase only the minimum required liability coverage, not realizing they may be leaving themselves open to...

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What to Check Before Buying a Used Car

With the new car market impacted by shipping delays, many people are choosing to buy used cars lately. And some people only purchase a used vehicle because it saves them money and lets the first owner figure out if it’s...

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Things to Know When Shopping for Home and Auto Insurance

If you’re looking around for home or auto insurance, you may find the process confusing, especially if you’re new to buying coverage and aren’t familiar with the terminology. Here are five essential things you should...

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Benefits of Using a Dash Cam

More and more people these days are choosing to add dash cams to their vehicles, and for good reason. These small cameras can be highly useful to you, especially in the event that you get a traffic ticket or are...

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I Just Bought a New Car. What Insurance Coverage Do I Need?

Congratulations! After weeks of research, comparing makes and models, and taking test drives you finally bought that brand-new car you wanted. But before you take that well-deserved road trip, check one more item off...

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What to Consider When Choosing Auto Insurance

Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an...

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How to Protect Your Classic Car

The collector car market evolves with each generation. While the Silent Generation started collecting cars, it was Baby Boomers who really got it rolling. They fell in love with the Chevrolet Bel Air, the Ford Mustang,...

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Summer Driving Tips

Summer’s almost here. The sun will come out of hiding, and people will, too. As crowds swell at the beach, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are out and...

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Tips for Buying a Safe Car

You’ve heard all the talk about driverless cars - but unfortunately, we’re still years away from living in a world where you just tell your car where to go, kick back and relax with a book (or, more likely, your phone)....

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Winter Driving Tips.

The Midwest usually experiences a large amount of snow every year, and while many have spent most of their lives driving in snow, it is a great idea to have a refresh on driving in the snow. Plus judging by the number...

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The History of Auto Insurance

Liability car insurance is required in all 50 states in the US. But this hasn’t always been the case. Have you ever wondered how auto insurance came about? Here is a brief history of auto insurance. The first product...

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How to Lower Your Auto Insurance Bill

It’s easy to lower your insurance costs - especially if you have a great driving record, or don’t mind having higher deductibles. Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad...

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Insurance for Car Rentals

If you are in an accident and are at fault, your insurance company pays for the damages to the other person's vehicle and bodily injury (if any). If you have collision coverage, the cost of repairs for your own vehicle...

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Preparing For a Storm

As you have probably seen, the southern part of our country is experiencing large destructive hurricanes. Tropical storm Harvey flooded an enormous area around Houston and hurricane Irma is currently a couple days away...

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What to Do After a Car Accident

Auto accidents are stressful, and usually unexpected. Even the best drivers can be involved in an accident because of another driver. If you are in an accident, do these things to make sure everything goes as smoothly...

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Hail Damage Insurance Coverage

During Memorial Day weekend, Missouri experienced a hail storm that included baseball and grapefruit-sized hail! Thankfully no one was injured, but hail of this size (or just about any size) can cause large amounts of...

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What To Do in a Hit and Run Accident

Being involved in a car accident is never an enjoyable experience, and we all hope it never happens to us. Possibly even worse than an accident, is a hit and run. Many of these include a parked car. Often, someone will...

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Penalties of Driving Without Insurance

By now probably most of you know that driving without insurance is against the law, but do you know that consequences that come along with it? You might think that you are saving yourself some money by not getting...

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Teen Driving Safety

Talking to Your Teen About Safe Driving When teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up:Car...

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Car Shopping With Safety in Mind

You’ve heard all the talk about driverless cars. Yet we’re still years away from living in a world where you can just tell your car where to go and then kick back and relax with a book or your phone. Even still,...

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7 Driving Habits That Are Bad for Your Car

No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty. Guilty? If so,...

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Avoid Making Insurance Mistakes

Saving money is usually a good thing, and most of us try to save money at every possible turn. A big problem with this when it comes to insurance is that people try to save by reducing their coverage or dropping...

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Penalties of Driving Without Insurance

Every state varies in the requirements they have for drivers. However, one thing that isn't different is that there are penalties that come when you are driving without insurance. These penalties can have steep and...

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Prepare for the Horrors

Halloween brings a lot of good things like pumpkin carving, cute kids in costumes, and haunted houses. However, sometimes the celebration gets a little out of hand and this is something that all homeowners should...

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How to Deal With Road Rage

Have you ever noticed that, with roadway anger, it’s always the other guy’s fault? And, it very well could be. The thing is, you can’t control how other people drive. But, you can control how you respond to situations...

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5 Reasons to Use an Independent Insurance Agency

There are couple different ways to buy insurance products: directly from the insurance companies themselves and through an independent insurance company that offers products from those companies. While "cutting out the...

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Homeowner's Insurance- When to file a claim

It happens. A rough storm knocked a tree limb into your home, your house catches on fire, or a burglar breaks into your house stealing some of your valuables. This is why it is good to have a homeowner's insurance...

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Terrifying Termites- Does your Homeowner's Insurance Policy Cover Them?

Insects are not a very popular creature in the animal kingdom. One of the least favorite of these for house owners are termites. These little villains can cause tremendous damage to homes, eating tunnels throughout...

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Navigate Rainy Roadways With Care

It’s just rain — how much impact can it really have on your driving? The answer: a lot. You’re likely to experience lower visibility, reduced traction and increased difficulty in handling your car both during and after...

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Auto Insurance- Indiana's Possible Changes

Drivers need to know what they are paying for and what type of coverage they are going to see from auto insurance companies. Hoosiers, especially in northern Indiana, are often driving back and forth to Illinois. While...

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What to Do After a Car Accident in Winter

Freezing temperatures, gusts of wind, patches of ice – winter can be a horrible time to be on the road, especially if you’re on vacation and aren’t used to driving in winter conditions. And, it’s an even worse time to...

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How to Avoid Animal-Vehicle Collisions

About 2 million times every year, animals and cars collide on U.S. roadways — often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage, according to the U.S....

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The Right Tires for Winter Driving

It's easy to forget about your tires when it comes to vehicle safety. But with winter weather already in many parts of the country, tires are an important aspect you should keep in mind. Your tires can be the difference...

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Do You Own a Classic Car of the Future?

There's nothing quite like driving a speedy, shiny classic car that turns heads and starts conversations. In fact, the beauty and elegance of old collectibles - like the 1964 Aston Martin DB5, the 1963 Corvette Sting...

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Tips for Preparing for Your Holiday Driving Trip

Millions of Americans will do some traveling this holiday season - the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you're simply driving around in Warsaw...

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When the Kids Head for College, Put “Insurance 101" on Your Class List

It's an exciting time when your child heads off to college. Whether they're attending school in Indiana or have moved all the way across the country, there were a ton of things to get done last month, but did you...

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